Handling cumulative losses represents a considerable challenge to claims management teams in insurance organizations. con terra is developing solutions for insurance companies in Germany and Europe. This presentation will show how FME can be used to accumulate risks and to create notifications of claim. These notifications will help employees of insurance companies to manage cumulative events. In addition to this use case the risk management of assets and supply chain regarding geo- and political-risks are more and more important. This presentation will give an outlook how a cloud based solution can help to evaluate and manage location based risks.